Disclaimer
(Last Updated: 09-03-2025)
1. Accuracy of Information and Investment Opinion
The content provided by FluentInQuality, published by Yorrin van der Graaf, is strictly for informational and educational purposes only. No guarantee, express or implied, is made regarding the accuracy, completeness, reliability, or timeliness of the information. Any opinions expressed are solely those of the author and may be subject to change at any time without notice.
2. No Investment, Legal, or Tax Advice
The information presented does not constitute investment, legal, or tax advice and should not be relied upon for making financial decisions. Readers are encouraged to conduct independent research and consult with licensed professionals before acting on any information provided.
3. Publisher’s Role and Limitations
FluentInQuality is a financial publisher, not a registered investment advisor, broker-dealer, or fiduciary. No personalized financial, legal, or investment advice is provided. Any mention of securities is for informational purposes only and does not constitute a recommendation, endorsement, or solicitation to buy or sell any financial instrument.
4. No Offer or Solicitation
Nothing on this site or in any associated content should be construed as an offer, invitation, or solicitation to buy or sell any securities or financial instruments in any jurisdiction where such activity would be unlawful.
5. Forward-Looking Statements & Uncertainties
Any forward-looking statements, projections, or forecasts are purely speculative and based on assumptions that may or may not materialize. Actual results may differ materially from those discussed. FluentInQuality assumes no obligation to update or correct any information after publication.
6. Position Disclosures
Yorrin van der Graaf, FluentInQuality, its affiliates, or third parties may hold positions in securities mentioned on this site. These holdings are subject to change without notice, and there is no obligation to disclose updates.
7. Absolute Liability Disclaimer
To the maximum extent permitted by law, FluentInQuality, Yorrin van der Graaf, affiliates, and contributors expressly disclaim any and all liability for direct, indirect, incidental, consequential, punitive, or special damages arising from the use of, reliance upon, or inability to access the information provided.
No warranties, express or implied, are made.
FluentInQuality assumes no duty of care or obligation to update content.
Any reliance on the content is entirely at your own risk.
8. Consent & Agreement
By accessing this site, Substack publications, or any associated media (including social platforms), you explicitly acknowledge and agree that:
You assume full responsibility for your investment decisions and financial actions.
FluentInQuality, its owner, and contributors bear zero liability, regardless of circumstance.
If you disagree with these terms, do not access, read, or engage with any FluentInQuality content.
9. Website Ownership & Regulatory Compliance
FluentInQuality is independently owned and operated by Yorrin van der Graaf. This site and its content:
Do not operate as an underwriter, broker-dealer, or financial intermediary.
Do not offer transaction structuring, crowdfunding, or valuation services.
Do not verify the adequacy, accuracy, or completeness of third-party data.
10. Investment Risks & Final Responsibility
Investing in securities carries significant risks, including the possibility of total loss. Past performance is not indicative of future results. Readers must evaluate their own risk tolerance and make independent financial decisions.
Final Notice:
You alone are responsible for your investment choices. FluentInQuality assumes no responsibility for any financial losses, decisions, or outcomes. Always conduct your own due diligence before investing.